Quality Management Paper

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Organizations depend on their customers and therefore should understand current and future customer needs, should meet customer requirements and strive to exceed customer expectations. Before we can begin to consider how a business manages quality, we must first have a clear understanding of what we mean by the quality. A quality product or service is one, which is fit for its intended purpose.My understanding of big companies is that they have always recognized the need to ensure quality in the products and service they provide, and to achieve this they have traditionally operated Quality Assurance systems. These days there is now far greater emphasis on achieving quality within businesses than ever before. In fact many companies have noticed the importance of quality as key to their business success and have developed some type of quality system for the organizations. By developing such systems companies can achieve quality in every part of the company.United Installations is a rain gutter company and has been in the business for over ten years. This company employs between seven to eleven employees depending on the season of the year. The first and most basic step in establishing our quality management program has been to formulate written requirements that specify the roles and responsibilities of each employee on each different project. Our manual establishes basic requirements. The project manager and the team for each job establish additional requirements. Quality management should always start by applying a few project phases. Here are some that are used by our company (some times)

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1. Planning . Budgeting . Design 4. Estimates (bidding) 5. Installation A project quality management we try to emphasis is to address technical issues, but also address the customer relationship and to encourage teamwork. Our Technical issues include checklists, inspections, interdisciplinary plan checks, and many other reviews. Our customer relationship is to understand our customers and provide what we can for their needs and also being polite and proper through the project. Teamwork is encouraging commitment to the project, building teamwork, defining expectations, and getting along. If at any time other companies are involved with our project the same process in practiced through the whole project. Organizations big or small need to focus on researching the importance of enhancing customer satisfaction, understanding customer needs and expectations, and improving customer loyalty leading to repeat business by communicating with customers and satisfying their needs and expectations throughout the organization, finding what customers need to be satisfied with and acting on the results, and one other most important approach is to ensure balance between the customer and other parties involved, such as employees, phone communications, owner, and etc..We can all establish unity of purpose and direction of the organization by creating and maintain the internal environment in which people can become fully involved in achieving the organizations objectives. Our activities should be evaluated, aligned and implemented in a unified way. Miscommunication between levels of an organization must be minimized since this has been one of the barriers of quality management.As part of our discussion in class we talked about how organizations need to have a clear vision on the future of the company, the need of setting goals and targets, creating shared values and fairness, and having ethical role models at all level of the organization. I have noticed with our company and also working with other companies in the past that if we don't establish trust and eliminated the fear among employees, it not only works against the company also prevents them from getting the required training to freely act with responsibility and accountability. In class we also talked about how recognition of employees inspires and encourages them to contribute more to the organization. Another area that I need to cover about our company is the need of creating a value system between the suppliers and everyone in our organization. This relationship balances short-term gains with long-term considerations. There have been times when both parties lacked in inspiring, encouraging and recognizing improvements and achievements in both companies. But with a little use of quality management that has been resolved. There are many different ways of applying quality management. The nature of the organization and the specific challenges it faces will determine how to implement quality management. Many organizations will find it beneficial to set up quality management systems based on their principles.

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Key Issues in Personal Finance

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1) The Inflation RiskSavings and investments that expose you to inflation risk usually fall into the "safe" category. For example, we all tend to think of building societies deposits accounts as risk free, but are they effectively so? If you are worried about the risk of losing your original capital of the inheritance, then provided you stick to the well-regulated UK building societies, you can put your money on deposit and your original capital will indeed be safe.The capital will not diminish; indeed it will grow, assuming income is reinvested. However the growth will be modest, and in real terms, it may even be negative, depending on the rate of inflation. For the next to five years inflation will keep an average of , 5% per year. This doesn't mean I will have to ignore deposits accounts, since in fact they play a very important part in providing an easy access home for emergency funds and for short-term savings where capital security is the primary goal. Nevertheless, coming to a conclusion, over the medium to long term, deposits accounts may give rise to capital erosion.A number of different measures of UK Inflation are published by the ONS, but by far the most popular and widely covered is the retail prices index .

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) Capital RiskHistorically if you wanted to match or beat inflation over the long term you would have had to invest in equities. However with equities, unless your fund offers a guarantee (and this can be costly, such as in the case of protected funds), your capital is certainly at risk. Therefore if there is a statutory wealth warning that the investment can go down as well as up, it must be taken seriously, especially being a student.) The importance of spreading riskRisk can be managed in different ways. It is possible to concentrate it in a single investment or spread it over a wide range. In my specific case I have to protect myself further from risk by diversifying into different asset classes, for example by instead of just investing in different types of equities, I could include some bonds, gilts, deposits and so on. These behave in a different way from equities and therefore do not share the same vulnerabilities to certain economic cycles.4) Tax and investmentsThe UK tax system is incredibly complicated, making it very difficult to ensure that you do not pay more tax than you need. The first point to check is that you are making the most of your tax allowances. These apply per tax year, which runs from April 6 to April 5. The two concerning the case are§ Personal Allowance Aged up to 64 £ 4, 615 (00/00)§ Capital Gains Tax annual exemption of £ 7,700 (00/00)I. Income tax ratesLower rate 10% on first £ 1880Basic Rate % on next £ 7,50Higher Rate 40% over £ ,400II. Capital Gains Tax (CGT)You pay capital gains tax on any profits you make on your investments over the annual capital gains allowance, set at £7,700 for 00-00. Those gains are added to your income to determine the rate of tax youll pay. You pay · 10 per cent if your total income and gains are within the 10 per cent tax limit · 0 per cent if the total is below the limit for basic rate tax · 40 per cent if the total is above the higher rate tax thresholdYou get a reduction in the amount of the gain on which you have to pay tax according to how long you have held the asset since 5 April 18 and whether it is a business or non-business asset. The tax regime for business assets is by far the more favourable of the two.(CGT for 00-00-Business Assets below)Whole years Chargeable Equivalent tax rate (%)asset held gain (%) for higher-rate CGT payer0 100 401 100 40 100 40 5 84 0 65 85 46 80 7 75 08 70 8 65 610 60 4 Business assets include· Assets used in an individuals own trade. · Shares in an unlisted trading company. · Shares in a listed trading company where the shareholder can exercise at least 5 per cent of the voting rights.Profits on some non-business assets are exempt from CGT. The main exemptions are for, in the specific case· Government gilts· Various savings and investment schemes, including National Savings Certificates, Peps, Isas, venture capital trusts (VCTs), enterprise investment schemes (EIS).A way to cut down the CGT bill isOffset losses against gains consider disposing of assets that have shown a loss to set against a taxableBed-and-breakfasting, whereby you used to be able to sell assets and buy them back the next day to avoid CGT on long-term investments, is now outlawed within 0 days of the original sale. But you can still sell the assets and · Immediately buy something similar. · Buy an option to protect against a price increase over that 0-day periodIII. Stamp DutyStamp duty is a tax charged when you buy shares, land or property. You pay 0.5 per cent in stamp duty whenever you buy UK shares. Thats £5 whenever you buy £1,000 worth of shares. It is levied on all UK share purchases, even those made under the umbrella of tax-free products such as ISAs and pensions. It is estimated that it costs everyone with a pension scheme £ a week in transaction charges. You dont pay UK stamp duty if you buy shares quoted on overseas stock exchanges.At present, National Insurance for employees becomes payable on earnings above £8 per week, or £4,615 a year, up to £585 a week, or £0,40.For 00-0, the level of NI payable on earnings between those two figures will be 10 per cent.From 6 April 00, this will change. The ceiling will be raised in line with inflation, to £0,40.In addition, in the 00-04 tax year, NI rises to 11 per cent between the lower and upper earnings limit. Earnings above the upper limit will face an additional 1 per cent charge.Effectively, this raises the higher rate of tax from 40 to 41 per cent.IV. National InsuranceV. Tax efficient investmentsPaying tax is unavoidable when youre planning on making money. But there are ways of reducing the chunks taken out of your hard-invested earnings. Here are a few of the possibilities. National Savings CertificatesThese pay tax-free interest, making them a useful shelter for higher rate taxpayers. Individual Savings Accounts (ISAs)You are allowed to contribute up to £7,000 in each tax year and your contributions are sheltered free of income tax and CGT. Investments can be in cash, shares or insurance-based products.5) Investment advisoryThere are two major factors that affect your return. The first is performance and second is the level of charges. This includes purchase costs, the regular charges imposed by fund management groups and if relevant, the advisor's fees. In this case I will be researching on my own, and I will make effective use of the key magazines for investors such as Investors` Chronicle, The Financial Times and specific websites such as www.investmentgateway.com and so on. At the same time I will make the effective use of the Internet investment resources in order to avoid further charges. 6) The attitude towards riskThe task is to quantify the level of risk and decide whether you feel comfortable with it. In other words to what extent I'm prepared to trade off higher risk against higher potential expectations and conversely higher potential losses? Portfolio theory can provide a guide to make this kind of decisions. If an asset like a bank deposit earns a fairly certain yield, that yield will be lower than the uncertain return on an asset like an ordinary share. The owner of the riskier asset is compensated for taking on greater risk by the possibility of much higher rewards. "The appropriate aphorism to encapsulate this concept might be "Nothing ventured, nothing gained." Younger investors like me, who are looking to save money on a regular basis, are likely to be less concerned about risk in the short term; if anything they will be looking for higher risk investments in order to take advantage of pound-cost averaging. According to my specific case the basic need for me is liquidity and therefore my investment goal must be focused towards a regular income. This means I will be settling in the low band of the pyramid of risk (see graph below) with its respective financial products. However my attitude to risk will vary since my other investment goal is a certain degree of capital growth (need to have the amount of 105000 plus inflation at the end of the term) and as mentioned before "Nothing ventured, nothing gained." This means at certain point I have too move to the adventurous band of the pyramid none the less trying to reduce that risk by diversifying the portfolio.

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French Revolution

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The French Revolution was an important milestone in the continent of Europe. It was a time of change and a major transformation of the society and political system of France. During the time of the Revolution France was undergoing a change from a monarchy to a republic. Some people in Europe had a say in if they wanted to make changes, but others didn't. They were forced to stay the way they were by the pope or other religious leaders. From the time the Revolution began to the time it ended was considered a growth of the economy. This war was one of the many wars that involved the religions. The popes and the bishops were the ones that made this war interesting. Back in the day the religious leaders were the source of the military and the leaders of peoples lives. The France Revolution all started when many people were not happy with the way the government was being ruled so they wanted to change it. Napoleon was a French man and the first of the Bonaparte's to be a general. Napoleon was one of the best generals there ever was he always fought for what was right but sometimes he made the wrong decision. Napoleon first went to school; he followed his father's influence and was educated at the expense of King Louis XVI. He graduated at the age of 16 he joined the artillery and became a second lieutenant. After the Revolution began he was made a lieutenant colonel in the Corsican National Guard. When Corsica declared independence Napoleon was assigned captain. Napoleon was a great leader and lead the French to a modern country and a civilized on at that. The French Revolution was a great part of history that everyone one should know about.

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COLOR BLIND TO KILL A MOCKING BIRD ESSAY

If you order your custom term paper from our custom writing service you will receive a perfectly written assignment on COLOR BLIND TO KILL A MOCKING BIRD ESSAY. What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality COLOR BLIND TO KILL A MOCKING BIRD ESSAY paper right on time.

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Color-BlindJustice within To Kill a Mockingbird In To Kill a Mockingbird Lee wrote about a black man named Tom Robinson, who has been accused of raping a very poor white girl named Mayella Ewell, when in all actuality he did nothing but help her out. Mayell taunted Tom and made advances on him but when she pulled a move on him her father saw and thought Tom was raping her, for which he was convicted for. This makes me ask, Can justice ever be color-blind? I thought that this was the main issue that Lee made in the book with a black man is being accused and found guilty even though all evidence points that he is innocent..

Being color-blind is not recognizing racial or class distinctions, this is an important part of finding true justice. Justice is the upholding of what is just, fair treatment and due reward in accordance with honor, standards, or law. People cannot be treated fairly when they are being judged by a bias society, especially when the bias is against them. People often relate to people with similar backgrounds, to the jury the Ewells were from the same racial background so it was only natural that they would be looked at as being truthful. First of all, he said, If you can learn a simple trick, Scout, youll get along a lot better with all kinds of folks. You never really understand a person until you consider things from his point of view- Sir? -until you climb into his skin and walk around in it. Page 0. There Atticus was telling Scout the importance of being well rounded and learning about everyone, basically walking in there shoes before you can fairly judge them. I don't think Atticus could have put it any better, if people would just take the initiative to see things in the eyes of others before judging them it would make the judicial process a lot more fair. Blacks and whites are more the same than different. We all have to look at the differences we have, we must realize that we are al equals and until then hatred and discrimination will still happen. When you really don't know a group of people and all you do is hear stories about them, you allow that to shape your image of them. Such as Scout did with Boo, she had never seen him she was only told stories about and she still was terrified of him. Thank who? I asked. Boo Radly. You were so busy looking at the fire you didnt know it when he put the blanket around you. My stomach turned to water and I nearly threw up when Jem held out the blanket and crept toward me. He sneaked out of the house-turn round-sneaked up, an went like this! Page 7. She didn't even know Boo all she did was heard stories, as a human she allowed the stories to shape a visual image for her. She saw Boo as a scary and inhuman, only because she didn't know him, just like the people who held Tom on trail didn't know him all they knew is stories about him and other black people so when they saw him on trail they saw him as another 'Boo'. And, they judged him on the stories they hears about blacks not the validity of his defense. Being Color-Blind doesn't always mean what color you are, its like a universal symbol that can have many meanings. Mr. Ewell wrote on the back of the envelope and looked up to see Judge Taylor looking at him as if he were some fragrant gardenia in full bloom on the witness stand , to see Mr. Gilmer half-sitting, half standing at his table. The jury was watching him, one man leaning over with his hands over the railing. Whats so interesting? he asked. Youre left handed Mr. Ewell, said Judge Taylor. Page 177. Mr. Ewell was a white man, he was also proven to be left handed in the court trail, this didn't make any sense at first until it was proven that Mayella was beating by a left handed man, and Tom couldn't use his left hand. Yet they did manage to find him guilty simply because they were color-blind, they were racist and in the end Tom was sent to jail. True justice can only be found when, race isn't a factor and presents someone from being treated fairly. For race not to be a factor people must distinguish the difference between a person and the stereotypes they know about the persons race, and only know the facts about the struggle the particular person has had. As the book To Kill A Mockingbird said it is a sin to kill a mockingbird, Harper lee showed us that people can be different but that shouldn't change anything we all have to get along. The mockingbird being a innocent person that has done no wrong, just because a mockingbird is a bird doesn't make it evil or worthy of death. Justice should be color-blind and in Harper Lee's Novel she showed what the impact of injustice can be.

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Inter cultural and non verbal communication

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Inter-cultural and non-verbal communication is a factor in all multi-cultural teams. It is important to asses and implement strategies to best maintain these differences within an organisation. Non-verbal communication is a communication exchange that does not use words or that uses words to carry more meaning than the strict definition of the words themselves.(Davidson 1). Inter-cultural communication is the sharing of meanings between individuals from different cultures. (Tyler, Kossen, Ryan 1). Discussed are the effects of non-verbal communication combined with different cultures in the workplace. Eliminating distance to ensure a smooth and accurate project outcome and practices to operate a productive international business. In this essay by exploring the effects of cultural differences and non-verbal communication it is easy to see how problems might arise in the workplace, this can be overcome by managerial strategies designed to counteract these issues before they arise."Non-verbal communication is defined as the process in which non-verbal behaviours either alone or associated with verbal behaviours are used, with in a particular situation or context, in the exchange and interpretation of messages." (Tyler 1 p160). In its literal sense it is communication without words. Non-verbal communications has many characteristics. It is continuous and omnipresent providing clues but not facts. Non-verbal communication can be unintentional or intentional and in almost all cases can be influenced strongly by culture. It is in this culture-dependant element of non-verbal communication that can cause cross-cultural communication problems. Non-verbal communication can be split into five major categories. The first category is Proxemics. Proxemics refers to spatial relationships, or how we use space (Tyler 1 p174). This category is greatly influenced by culture. For example, someone from an Arab community is more comfortable standing closer to other people whereas someone from Britain would prefer more personal space. In the workplace this could cause tension as there is constant movement as each individual attempts to attain a comfortable distance.

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Kinesics, otherwise known as body language, includes gestures, facial expressions and posture. It is not simply the way we sit, stand and position our body in relation to the person we are communicating with that conveys information about our emotional and physical states. It provides an insight into the level of tension or discomfort felt. In a workplace environment different socio-cultural behaviours such as the use of eye contact could create feelings of disrespect or confusion. The degree of informality in posture and general behaviour could also create anxiety between co-workers. (Tyler 1) define Paralinguistics as the sound element of non-verbal communication. No words are involved however the communication is dependent on sound. Co-workers using shrieks, coughs, sighs and vocal sounds such as 'hm' are expressing their opinions and approval/disapproval clearly without having to put it into words. This form of non-verbal communication could provide offence as it provides an opportunity to judge and pass on dissatisfaction, creating feelings of tension and dislike which then have the ability to develop to a point where outbursts can occur. Chronemics is strongly influenced by culture as it is the how we perceive, use and react to time. In some cultures time is specifically expressed and strictly complied with whereas is other cultures time can be interpreted more loosely or openly (Tyler 1 p180). The importance of being on time fluctuates with the relative status each person. An example of this is when we usually guarantee punctuality for a meeting with a manager but would not bother so much with someone on the same or of a lower status.Semiotics is the communication through signs and symbols. Some signs are universal such as traffic lights or the toilet signs, whereas particular ethnic groups may feel less comfortable identifying with icons on computers and localised symbols. As Dwyer (1) rationalizes, cultural background influences the way people send and receive non-verbal messages, therefore it is important to consider the cultural factors in messages as well as interpreting the message within the context. In a workplace environment applying these aspects of non-verbal communication make it understandable how cultural differences can cause conflict or misunderstandings. It is important that managers address these possible issues and identify with achievable solutions to avert difficulties before they arise.On a day to day basis management are constantly facing situations where communication is extremely important wether it is attending scheduled meetings, making and receiving telephone calls, answering correspondence, attending unscheduled meetings and going on tours. Management often usually spend more than half there time communicating in some way. While communicating there is always two or more persons involved, so other behavioural processes such as motivation, leadership and group and team processes all come into account. It is important that all top executives must handle communication effectively if they are to be positive leaders. Discussed are ways cultural differences can best be managed. Eliminating distance is a factor that comes into account when involved in a multi-cultural team. It is important to grasp the complexities and challenges when members of a team are thousands of miles apart, in different time zones, speaking various languages and belonging to very different cultures (Gancel 00). It is often an obsticle to bring people together. Considering the great travel cost of bringing clients together physically, it may be appropriate for a phone conference to be organised, however this arrises a whole set of problems of its own. For example a person in Hong Kong at 8am fresh and ready to start the day may call a person in Australia at 11pm whose mind isn't in the right spot as a result of a hard days work and lack of sleep. Management today must work on a world scale on specific international projects, while often maintaining local responsibilities and remaining in local teams. It is important to comprehend that a remote and often intercultural team cannot be organised and led in the same way traditional co-located ones could. (Hills 00) To operate a more effective and productive international team specific practices are necessary. These practices can be broken into five steps.The importance to agree on ways of working together. (Gancel 00)) As a result of working with distance it may be important to create a written contract of team members processes and job descriptions this in turn will create a spinal column for the project. It is much easier to get team members to comply with what they helped to create and agreed upon in the beginning than to rules that were simply imposed. The way the team will work taking into account the local constraints of the team members as well as the characteristics of the project must be anticipated before the project gets underway. Develop relations and agree on practices. (Gancel 00). To ensure a stable launch process of a project establishing relationships is the key, this will create mutual trust between co-workers. Sharing strong and even emotional experiences forms a relationship that people can draw on when they are far apart. Similarly, establishing a code of conduct with principles of behaviour that takes into account the cultures of the various individuals, goes a very long way to avoiding misunderstandings that can lead to ill feelings. (Hills 00)Optimise communication technologies (Gancel 00). Telephone, Internet, videoconferences and fax are all tools that can all be used with effectiveness but can also cause great confusion. The poor use of technologies can turn the tools against the user. The team however must think about its choices of communication technologies and set rules for their use.Define and promote the identity of the team. (Gancel 00). As a result of the different localities of the team it is essential to promote its mission, objectives and results, not only within the team but also throughout the organisation. Promotion is crucial, as it will help build a feeling of recognition and support.In conclusion the effects of non-verbal and inter-cultural communication if not dealt with appropriately in the workplace can lead to lack of project effectiveness and organisational deformation. Therefore by using set strategies managers can foresee problems and take steps to prevent them from occurring.

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My boyfriend resembles a penny

If you order your cheap research paper from our custom writing service you will receive a perfectly written assignment on My boyfriend resembles a penny. What we need from you is to provide us with your detailed paper instructions for our experienced writers to follow all of your specific writing requirements. Specify your order details, state the exact number of pages required and our custom writing professionals will deliver the best quality My boyfriend resembles a penny paper right on time.

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Price increases have shattered the value of the penny to such a degree that it no longer facilitates trade. The fact that the penny is still in flow does not mean that it is useful. My boyfriend Sanel resembles a penny in such a way that he is nothing but an irritation. Even though the penny was worth over ten times what it is worth today, assuming that timing was correct before, this means that we should have eliminated the penny a long time ago. The penny is now worth so little that nobody even picks it up off the ground, everyone gives it away, donates it, nobody really cares about it much, and what's worst, I don't think anybody is really interested in keeping it. The penny, just like my boyfriend, does not serve any useful function. To start, I must say that my boyfriend Sanel resembles a penny in such a way that it is kind of funny and embarrassing to talk about. Penny is not enough money for whatever thing and cannot buy anything, not even the cheapest thing. That is in the first place why it's worthless. Primarily, Sanel was never useful to me. I remember when we were in Turkey, he asked me out to eat and when the bill came, he told me he didnt have any money on him. I told him I only had enough cash to pay my bill and tip. So, he took my cash and wrote a check for the amount of the bill with no tip! That meant he pocketed my money and pocketed the tip. I figured what a freak. It really proved that he is so cheap and worthless that he can't even pay a dinner when he takes me out. Needless to say, I dont see this person anymore. To continue, I am sure that no girl wants to keep such an inadequate thing, a penny. It is of no value, and honestly, what everyone does with it is donates it to someone else. Such an insignificant thing is easily passed on that we don't even feel bad when giving it away. In other words, pennies are just taking up space in our wallets, but are of no use to us, so most of the time we make sure to get rid of them. Sanel is just like that. Because of his worthlessness, every girl that has a chance to go out with him soon realizes that he is not worth spending her precious time being with him. He is like a penny and he does not really give the impression that he might be worth keeping. Pennies are given away most of the times, or thrown out, so that someone "who is worth them" can collect them. No one wanted to be with Sanel because of that. Girls would just back off and move on. Sanel had no significance on my life whatsoever. He was just keeping me busy, but on contrary, did not prove that he deserved my attention. So just like a penny taking up space in my wallet, Sanel was taking away my free time, but was not of any importance to me, nor did he contribute to my life in any way. To finish, I have to say that as I left my boyfriend Sanel, I realized he is just like a penny because he is very easy to find. Pennies are all over, in front of the store, on all these places where we would not find anything of a big value. Those pennies are found in a water fountains in front of hotels, or even on the bottom of lakes. Now, I am sure we can clearly see how they are all over the place, and what I want to mention here is how they are ineffective. Sanel is one of those guys that are everywhere. When I am around Sanel nothing exciting happens ever. For awhile there, I was thinking that he was all that ever crossed my mind, but now that I thought back to it, I proved to be wrong. He is an easy find guy that any girl can have and from my point of view that is not what I want. He is a trash and everyone turns his or her backs to him, not really paying any attention. No one appreciates his actions or his personality. Needless to say, he is just a little nothing and makes no difference in anybody's life.

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All things considered, I have to say that if a penny is analogous to my boyfriend Sanel, some interesting facts come to my mind. First of all, a useless penny is very similar to my boyfriend because it is of no value and we can't do anything with it. Sanel is so cheap that he can't even pay a dinner for the two of us. Second of all, nobody really wants to keep such a worthless penny that just takes up our space that we could use for something else. Sanel is taking away my free time, but sad to say, he is not worth it and I could be with someone else that deserves my time and attention. Last of all, a penny is very easy to find all over the place, so are guys like Sanel. Such a meaningless thing and people are everywhere, and no girl wants to have a boyfriend like that. So, the observer needs to understand just the basics about the penny to know much about my boyfriend Sanel.

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